At Headwaters, we have discovered certain corporate behaviors that give us tremendous advantage in investment selection. We believe in a disciplined approach of making consistent decisions based on hard evidence rather than focusing on hopes, dreams or emotions. By asking questions about your current situation and long-term financial goals and listening we'll work with you to determine whether our strategy is right for your needs. We understand the importance of being able to discuss your unique situation in person rather than over the phone. Please feel free to contact us with questions or to arrange a time to sit down and discuss your current situation.