If Vahinkovakuutusyhtiö Oy is a provider of products and services such as credit insurance, short-term credit,credit insurance, medium and long-term credit,credit insurance, pre-credit risk for export,credit insurance, contract bond,credit insurance, letter of credit,credit insurance, pre-commitment for tender bidders,chartered actuaries, insurance,insurance claims and appraisals, actuarial consultants,loss control analysis, actuarial consultants,insurance analysis and audit, actuarial consultants,insurance, general health,insurance, re-insurance services, except life,insurance, contract guarantee.