Financial Advisers (Independent) in Tiverton

The business was formed in 1982 by Colin Langton. The business has grown substantially since then. Langtons is now a limited company, trading as Langtons (IFA) Ltd which is authorised and regulated by the Financial Services Authority. Today Langtons IFA Ltd is one of the largest non-national firms of Independent Financial Advisers in the Westcountry with offices in Devon, Cornwall, London and Spain. There is a tremendous depth of experience and expertise across the full range of financial matters for private and commercial clients with over 20 experienced advisers based throughout Devon and Cornwall We have also opened an office in London last year at 138-140 Southwark Street, and in Sotogrande, Cadiz, Spain.

Until recently there were two types of financial advisers. The adviser was either a representative of an insurance company (a tied agent) or the adviser was an independent adviser (an IFA). There is an important difference in the legal standing of the two forms of advisers. The insurance company representative is the agent of the insurance company. The tied agent's job is to sell a suitable product from the products provided by the insurance company. The product may not necessarily be the most suitable in the market. The independent adviser is an agent of the client. The IFA's job is to advise the client and provide the most suitable product available in the market. On 1st June 2005 two additional types of advisers have been created. There are now "Whole of Market" advisers and "Multi Tie" advisers. Multi Tie advisers represent a number of different insurance companies. The term "Independent Financial Adviser" can only be given to Whole of Market advisers who offer the choice of paying for advice and financial products by fees or commission. If advice comes from the whole market the adviser is your agent. If not the adviser is agent of the company(s) he/she represents. Who would you prefer? As Independent Financial Advisers our advisers are able to access and recommend any product or service to suit your personal needs from the Whole of Market advisers. In fact being Independent means our advisers are legally bound to do so. In today's fast moving world, individually tailored and independent expert advice is essential.

Langton's advisers can advise you on the following: Investments for growth and/or income, Investments for Businesses, Tax Efficient Investments, PEPs / ISAs / Transfers, Long Term Savings, School / University Fees Planning, Inheritance Tax Planning, Will Writing Service, Individual Pension Planning, Group Pensions, Retirement Planning, Life and Critical Illness Cover, Income Protection, Long Term Care Planning, Private Medical Insurance, Mortgages / Remortgages, Buy to Let, Lifetime Mortgages(Releasing Equity), Endowment Reviews, and Business Protection Initial meetings with any of our advisers are without charge, or any obligation to act upon the advice you may receive. You can arrange a meeting either at one of our offices, your home, business or another venue of your choice. Call to be put in touch with your local adviser

Opening Hours: Langtons Office opening hours are 9am - 5pm Monday - Friday. However advisers are available for appointments evenings and weekends.