Our overall business model is based on direct mail marketing. To offset the impact that the slowing economy had on direct mail spending in general, we have delved into to the real estate market not only as marketers, but as investors. We represent a very special program that offers More than Market value on homes in our area. We also offer a new program to homeowners that are unable to sell their homes due to underwater mortgages, that gives them the chance to stay in their home while regaining equity.